Remortgaging Your Home

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

The main reasons for remortgaging: –

Shopping around for a more competitive mortgage product, because your current mortgage deal is coming to and end.

You want to borrow more money.

Lower monthly mortgage payments, or a longer or shorter mortgage term.

If your mortgage deal is about to finish, it makes sense to shop around for a new rate.  We recommend that you start this process as far as 6 months in advance of your current deal ending.

Timing is key when getting a new deal in place, as this will ensure that you avoid paying an expensive standard variable rate.

Do you need to remortgage but don’t know what your options are?

Will your existing mortgage lender still offer you the most competitive product on the market?

Have you had a change of circumstances?

Would you like to pay your mortgage off more quickly or need to reduce your mortgage payments?

Worried about what interest rates might do in the future?

How do you go about remortgaging?

If you are looking to obtain the best mortgage product, based on your needs and preferences, please call one of our experienced mortgage brokers today to talk through your options!

We will compare your current lender offering against the rest of the market place, so you don’t have too.

In some instances, mortgage lenders will offer up a free valuation and free basic legal fees, which means you could save money when looking to remortgage.

Please don’t leave your options to chance!

Call today to book an appointment to see one of our experienced mortgage brokers

01233 733900 or 01227 937300